Equity Concepts

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

12 Questions You Absolutely Must Ask Before Renting An Apartment

When hunting for an apartment, many renters fall into the same ugly trap: They get swept away with visions of painting the walls deep purple and having c...

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

What it Really Costs to Buy a Home

It would be nice if houses for sale came with giant price tags so a buyer could easily compare “all-in” costs. Imagine trying to buy a gallon of milk and having to separately compute what it costs to feed the cow, distribute the inventory and stock the shelves. Let’s bottom-line your homeownership costs, from one-time...Read More

6 Tips to Increase Your Home’s Value

Before you tackle another home improvement project or stick a “for sale” sign in your yard, check out this list of smart ways to boost your home’s appeal — especially for the growing number of…

When Is The Right Time To Get A Personal Loan?

Getting a personal loan is easy: you simply have to compare the rates from different banks and get the one with the best interest rate. While applying for personal loan is easy, looking for the best time to apply for one is the hardest. How...

Peer-to-Peer Lending and Personal Loans — Are They Right for You?

Unlike traditional loans where a borrower applies for money at a bank or financial institution, peer-to-peer personal loans connect creditworthy borrowers directly with investors. Just like an unsecured bank loan, borrowers have to be upfront with what the borrowed money will be used for. Using the same analytics that banks use, Credit Sesame can help you find the best deals in peer-to-peer lending and personal loans…

Can I Take Out a Personal Loan to Cover a House Downpayment?

You may have questioned whether you can take out a personal loan to fund your down payment. Although it is possible, we do not recommend it. Here’s why.

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.Credit reporting agency Experian says that personal loans

Personal Loans vs. Car Loans: What's the Difference?

It’s important to weigh and compare a personal loan versus a car loan before signing on the dotted line as each bears its own pros and cons.

Understanding how personal loans work

Personal loans are an often cheaper way to borrow money.

How to find a $70,000 personal loan

It’s possible to find lenders that offer large personal loans for $70,000 or more, but you’ll likely need good to excellent credit to qualify.

Personal loans for students: what to know

Personal loans for students can fill in funding gaps where student loans fall short, but they could be an expensive choice.

Types of personal loans: what to know

You can get a personal loan for various reasons, from medical debt to home improvements.

How to get a $100,000 personal loan

Personal loan lenders usually have stricter requirements to qualify for a large loan, but you can improve your chances of approval in a few different ways.

The Pros and Cons of Personal Loans

Personal loans are a quick source of cash, but be careful how you use them.

7 Signs Of a Personal Loan Scam

Follow these cues to avoid falling prey to personal loan fraudsters.

How Do Personal Loans Work?

The application process takes a great deal of time and effort, but for those with good credit, personal loans can be an excellent source of funding.